Buy crypto with SEPA transfer
Live
SEPA works on Swaps in 52 countries, through Bridge and Transak.
Where it works
52 countries.
You pay
SEPA · EUR
Named before you pay
Bridge
Delivers
USDC
To
Your wallet
Routes checked 20 Oct 2026
| Way to pay | USDC | USDT | ETH | BTC | SOL |
|---|---|---|---|---|---|
| SEPA · EURthrough Bridge · 52 countriesLive | Live | Not available | Not available | Not available | Not available |
| SEPA · EURthrough Transak · 3 countriesLive | Coins Transak quotes | ||||
52 countriesBy region
- Americas · 1
- Haiti
- Europe · 41
- Albania, Andorra, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Vatican City
- Asia Pacific · 4
- Bangladesh, Bhutan, Nepal, Pakistan
- Middle East · 1
- Qatar
- Africa · 5
- Kenya, Morocco, Mozambique, Niger, Zimbabwe
- United StatesSEPA isn’t a way to pay here on Swaps. Card, Apple Pay, Google Pay, ACH or wire work there, through Transak and Bridge.
- ID
- RequiredBridge and Transak check ID before you pay.
- Per order
- 200 – 1,000,000 EUR
- Get paid
- By SEPA, in 172 countriesSell USDC or USDB to a European IBAN in your name. Residents of the EEA can sell USDC only.
How it works3 steps
- In the widget, pick SEPA transfer.
- Swaps names Bridge or Transak and shows the fees and what you receive before you continue.
- Pay in the partner’s checkout. It checks ID, then delivers to the wallet address you gave.
Fees
What it costs.
- Bridge
- 1% Swaps fee, its own line
- Transak
- Inside Transak’s priceNo separate Swaps fee line.
FAQ
Questions.
Can I buy Bitcoin with SEPA?
Not with SEPA: through Bridge it delivers USDC. In Andorra, Switzerland and Montenegro, Transak also takes SEPA, for the coins it quotes. Bitcoin and Ethereum by card where available, through Transak in 22 countries.
Where can I pay by SEPA?
In 52 countries, in Europe and beyond, in euros through Bridge; in Andorra, Switzerland and Montenegro also through Transak.
What does Swaps charge when you pay with SEPA?
Bridge bank routes carry a 1% Swaps fee. The Bridge fee is shown on its own line before you pay and on Bridge's receipt, and the amount shown is always what you receive. With Transak, there is no separate Swaps fee line: its price includes a share for Swaps, and the amount shown is what you receive.