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Pricing

Five tools and Crypto

Every cost beforeanyone pays.

No hidden markup. Every fee, provider and network cost is on screen before you confirm.

By tool

What each tool costs.

The fee, what it applies to, what else can apply, and where you see the total.

  • Get paid

    1%on paid links

    Applies to
    Paid links. Crypto on Tempo or Relay: payer adds 1%. Bank: 1% is deducted from what you receive. Drafting is free, with no setup or subscription cost.
    Carried by
    Bridge for bank payments.
    Can also apply
    Provider, network, FX or spread costs.
    Where you see it
    On the payment page, before your client pays.

  • Pay

    1%on gross source funds

    Applies to
    Paying a supplier invoice with USDC. Your supplier gets a bank transfer.
    Carried by
    Bridge, the provider for supported bank services.
    Can also apply
    The Bridge FX quote and per-rail minimums.
    Where you see it
    On the invoice review, with the source quote at funding.

  • Get paid

    1%paid by your customer

    Applies to
    Stablecoin payments. The fee is added on top, so you receive 100% of the amount.
    Carried by
    Tempo, or another network via Relay.
    Can also apply
    The network cost of your customer’s transfer.
    Where you see it
    Your customer sees the fee and the exact total before paying.

  • Pay

    1%on executed payouts

    Applies to
    Payouts Bridge executes for an approved pay run.
    Carried by
    Bridge, the provider for supported bank services.
    Can also apply
    Provider and network costs, borne by the employer under provider terms.
    Where you see it
    On the approved pay run and each payout row.

  • Hold

    $0Swaps fee on Tempo

    Applies to
    Holding a balance, and sending or receiving on Tempo.
    Carried by
    . Other networks via , bank transfers via Bridge.
    Can also apply
    Tempo network fee, about $0.03 per transfer. A 0.15% Swaps fee to another network. 1% for bank withdrawals.
    Where you see it
    On the wallet review, before you approve with your passkey.

    Tempo

    No provider fee. On the wallet you pay Tempo gas, and DEX slippage on a convert.

    Relay

    Charges execution and swap cost plus its platform fee: 0% on bridging, 0.01% on stablecoin swaps. Shown on its own line.

  • Buy · Sell

    0–1%Swaps fee to buy and sell, by route, plus a share inside Transak and Onmeta prices

    Applies to
    Buy and sell routes. 1% on bank routes; a share for Swaps inside the provider’s price on and routes; none on routes.
    Carried by
    The provider you choose, named in the quote.
    Can also apply
    Provider processing, FX or spread, network or gas. Swapping is paused on Swaps while we rebuild it; buying and selling work.
    Where you see it
    The Bridge fee is shown on its own line before you pay and on Bridge’s receipt, and the amount shown is always what you receive. Then the provider checkout, before you confirm.

    Swaps fee

    A fee Swaps sets and collects itself, on its own line before you confirm. On a Bridge buy or sell that line reads “Fee · 1% (Bridge + Swaps)”.

    Bridge

    Nets the 1% from each transfer; out of it Swaps pays Bridge 0.25–0.50% orchestration. Its exchange spread is inside its rate, and a wire buy adds its $10 wire fee, at cost.

    Transak

    Its own fee is inside its quote. The share for Swaps is part of that fee; its percent is not published.

    Onmeta

    Collects its fees and a share for Swaps at its checkout; the amount you receive is net of both. The share’s percent is not published.

    Stripe

    Stripe is the merchant of record. Swaps earns nothing on these routes.

Compare all fees in one table
Swaps fees by tool: the fee, what it is charged on, and other costs that can apply
ToolFeeCharged onOther costs that can apply
1%Paid links. Crypto on Tempo or Relay: payer adds 1%. Bank: 1% is deducted from what you receive. Drafting is free.Provider, network, FX or spread
1%Gross source funds, when you pay an invoiceBridge FX quote, rail minimums
1%Added on top, paid by your customerNetwork cost of your customer’s transfer
1%Payouts Bridge executesProvider and network costs, borne by the employer
$0Holding, sending and receiving on TempoTempo network fee, about $0.03. 0.15% Swaps fee on sends to another network. 1% for bank withdrawals
0–1%Buy and sell routes: 1% Swaps fee on Bridge; a share for Swaps inside the provider’s price on Transak and Onmeta; none on StripeProvider processing, FX or spread, network or gas. Swapping is paused on Swaps while we rebuild it; buying and selling work.

How Swaps earns on CryptoOn buy and sell, Swaps’ share of the route: a 1% Swaps fee on Bridge bank routes, shown on its own line; a share for Swaps inside the provider’s price on Transak and Onmeta routes; none on Stripe routes. Swapping is paused on Swaps while we rebuild it; buying and selling work.

Bank-service providerSwaps provides the interface and transaction coordination. Bank payments are processed by Bridge. Named before you pay. Never swapped silently.

From the Swaps mission

What we never do.

  • Hidden markup.

    Swaps never worsens the public price for hidden revenue.

  • Surprise costs.

    Fees, provider, network and FX costs are on screen before you confirm. If they change, the screen refreshes or the route stops.

  • Unfair settlement.

    Fair settlement for everyone: you receive the result Swaps honestly represented.

FAQ

Questions.

How does Swaps make money?

Bridge bank routes carry a 1% Swaps fee. On card and local-payment routes (Transak, Onmeta) the provider’s price includes a share for Swaps; Stripe routes include none. The Bridge fee is shown on its own line before you pay and on Bridge’s receipt, and the amount shown is always what you receive. Swapping is paused on Swaps while we rebuild it; buying and selling work. Where Bridge, the provider for supported bank services, moves the money, for paying an invoice and payroll, a flat 1% applies. Payment links price by rail. Crypto on Tempo or Relay: payer adds 1%. Bank: 1% is deducted from what you receive. Crypto processing carries 1%, paid by your customer. Wallet: 0.15% for cross-network sends. 1% for bank withdrawals. Every cost is on screen before you approve.

What does a payment link cost?

Drafting is free, with no setup or subscription cost. Crypto on Tempo or Relay: payer adds 1%. Bank: 1% is deducted from what you receive. Provider, network, FX or spread costs are shown before your client pays.

What does paying an invoice cost?

1% on gross source funds. Bridge calculates the USDC source quote at funding, so it is not simply the invoice amount plus 1%. Rail minimums apply where enabled: ACH from 50.00 USD, wire from 1,000.00 USD, SEPA from 200.00 EUR.

Who pays the crypto processing fee?

Your customer. The 1% is added on top of the amount, so you receive the full amount. Your customer sees the fee and the exact total before paying.

What does payroll cost?

A flat 1% on payouts Bridge executes. Provider and network costs are borne by the employer under provider terms. Payroll is execution only: it does not calculate payroll taxes, issue payslips or handle EOR work.

Can a price change before I confirm?

Yes. Rates, network costs, provider availability and eligibility can change. The screen then refreshes the numbers or stops the route. It never changes the economics silently.

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Swaps account.

Every fee on screen before you confirm.

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