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About Swaps

Is Swaps legit?

Money shouldbe honest.

Software to get paid, pay your team and hold dollars in a wallet only you control. Every cost is on screen before you confirm.

Principles

What we believe.

  1. Fair settlement for everyone.

    You receive the result we showed you.

  2. Truth beats a beautiful screen.

    If a partner’s facts change, the screen changes with them.

  3. Risk is explained, not hidden.

    If a route is unsafe or unsupported, we block it.

  4. Money keeps moving.

    We never stall or reroute it for our own convenience.

  5. Safety over conversion.

    If the facts do not line up, we stop rather than guess.

Revenue

How Swaps makes money.

Every Swaps fee is on screen before you confirm.

  • 1%When a payment link or invoice is paid
  • 1%To pay a supplier invoice
  • 1%On crypto processing, paid by your customer
  • 1%On executed payroll payouts
  • $0To hold and send on Tempo. Network fee about $0.03
  • 0–1%Swaps fee to buy or sell, by route, plus a share inside Transak and Onmeta prices

Bridge bank routes carry a 1% Swaps fee. On card and local-payment routes (Transak, Onmeta) the provider’s price includes a share for Swaps; Stripe routes include none. The Bridge fee is shown on its own line before you pay and on Bridge’s receipt, and the amount shown is always what you receive. Swapping is paused on Swaps while we rebuild it; buying and selling work.

See every fee

Never

What we will never do.

  • Add a hidden markup to your price.
  • Show a route that cannot run.
  • Hold the keys to your wallet.
  • Call a payment done before it is.
  • Promise to recover lost funds.
  • Give financial advice.

Partners

Who carries the money.

The role stays the same. The partner is named before you pay, never swapped silently.

  • Bank-service provider Moves bank payments in and out, and holds them on the way.
  • Network Tempo The network your dollar balance lives on.
  • Cross-network carrier Relay Carries stablecoins between networks, where enabled.

Trust

Is Swaps legit?

Check it yourself.

Who runs Swaps?

Supa Labs OÜ, a private limited company in Estonia, founded in 2024. Registry code 17399414, Oru tn 2, Tallinn 10127. The Swaps brand dates from 2019. Founder: Georgios Kalmpazidis.

Is Swaps a bank?

No. Swaps is software, not a bank. Bank payments are processed by Bridge, the provider for supported bank services.

Who holds my money?

In your wallet, only you. Wallet sends require your passkey. Provider and token restrictions may still apply. Bank and cross-network transfers also depend on the provider, contracts and route shown before you approve.

Contact

Talk to us.

Legal legal@swaps.app · Security security@swaps.app · Press hello@swaps.app

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Swaps account.

Best route. Clear risk. Fair settlement.

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