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M-Pesa is paused on Swaps.

Paused

Buy crypto

What works in Kenya

What works in Kenya instead of M-Pesa: you pay by SEPA transfer in euros. Bridge, named before you pay, delivers USDC to your wallet.

  1. You pay

    SEPA · EUR

    EUR · not your local currency

  2. Named before you pay

    Bridge

  3. Delivers

    USDC

  4. To

    Your wallet

Four ways that work.

Country by country

Find your country.

Ways to pay on Swaps in the countries people come to this page from, checked 20 Oct 2026
CountryWays to payThrough
KenyaEUR · not your local currency
  • SEPA
Bridge Live
United KingdomGBP, EUR
  • Faster Payments
  • SEPA
Bridge Live
United StatesUSD
  • Card
  • Apple Pay
  • Google Pay
  • ACH
  • Wire
Transak and Bridge Live
Every country

How to buy without M-Pesa3 steps
  1. Open Buy and pick your country. In Kenya, it opens on SEPA transfer.
  2. Choose a way it lists there: SEPA transfer.
  3. Swaps names Bridge and shows the fees before you continue. Bridge runs the checkout and any ID check.

FAQ

Questions.

Can I buy crypto with M-Pesa on Swaps?

Not today: buying crypto with M-Pesa has been paused on Swaps since 7 May 2026. «Find your country» on this page shows what works where you are.

Can I sell crypto to M-Pesa?

No. Swaps doesn’t pay out to M-Pesa or in KES. From Kenya, you can sell USDC or USDB to a European IBAN by SEPA or a UK bank account by Faster Payments, in your name — not to a bank in Kenya.

Also not on Swaps